Debit cards are the golden mean between cash and credit cards – you can get the easiness of carrying a card and have no risk of overspending. Even if you’ve never used a debit card before, you definitely need to try that out.
Among all of the reasons contemporary person should choose a good debit card – here are six.
Having a credit card it’s easy to get anything you want, even not having the funds.
With debit cards, the money comes directly from your account. Thus you avoid spending more money than you actually have. In addition, there is no credit bill to pay monthly.
No Credit History Necessary
If you have complicated credit history it may be difficult to succeed in applying for a credit card. Moreover, the interest rate will most probably be high.
TRASTRA debit card requires no minimum credit score or even a checking account.
Some checking accounts have associated fees, but they are significantly less than the ones that most credit cards have. Cutting down late and annual fees, as well as interest charges can save you quite a lot.
Unfortunately, it is actually far too easy to steal cash from your wallet. It’s harder to steal from a debit card. Someone will need to know your pin, in addition once the card is reported missing we cancel it immediately, so nobody can use the card.
Checks are archaic and time-consuming as a payment method. Most vendors do not accept personal checks anymore, even if they do it takes significant time to reflect the purchase in the bank account. Moreover, you must keep records to make sure you’re not abusing the available balance and avoiding overdraft fees.
With Trastra debit card it only takes seconds to complete a purchase, your available balance is reflected in your Trastra App and account almost immediately – it’s a win-win.
Carrying around cash is no longer a problem if you use a debit card regularly.
However, even if you do need cash you can always find the nearest ATM and withdraw.
Thinking about trying out a debit card?
Contact us to learn more.